With your peace of mind as our goal, we vowed in 2010 to be a different kind of builder. We implemented policies then, which guide how we operate now, every day. Today, we are adding Job Loss Protection to ease your worries and help you pursue the home of your dreams with Classica.

Fully Refundable Lower Deposit

for To-Be-Built Homes

  • Deposit is fully refundable for three months from contract, or until start of construction
  • 5% deposit vs. 10% at contract (remaining 5% not due until start of construction)

Price Protection from Time of Contract to Close

  • Should Classica lower its price or change specifications for your home, from purchase to close, Classica will apply the new price and specifications, crediting any difference back

Mortgage Protection

for To-Be-Built Homes with Construction-Perm Loan Option

  • Lock your interest rate up front and close before construction begins; no additional closings required
  • Peace of mind with appraisals completed prior to construction
  • No out-of-pocket interest costs during construction with Classica's reimbursement program
  • Classica contributes up to $4,000 towards closing costs when using a preferred lender
  • Financial freedom - no need to requalify when the home is completed

Loss of Job Protection

  • Mortgage assistance - should a qualifying job loss occur, Classica will make up the difference between your old principle and interest (P&I) mortgage payment and your new P&I mortgage payment while you're unemployed, up to $1,250 per month, for up to 12 months, after close


  • Classica Assurance program applies to all new homes sold between March 23, 2020 and June 30, 2020
  • Lower prices may be achieved through Classica changing the included specifications; if so, your ability to receive the price reduction may be restricted by your home's stage of completion.
  • Job loss protection applies only to qualifying applicants on the mortgage loan; purchaser must provide documentation to Classica to verify the amount of P&I mortgage payment or rent, prior to purchase and provide ongoing proof of unemployment, prior to any monthly reimbursement.
  • Program subject to change without notice.
  • See Classica Sales Manager for full details to learn more.
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Building hand-crafted homes throughout the Charlotte, North Carolina Area

Charlotte NC, Huntersville NC, Weddington NC, Wesley Chapel NC, Fort Mill SC, Lancaster SC